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In Scotland, sellers must have a Home Report before they can present their property to the market. A Home Report provides potential buyers with objective information on the condition of the property for sale. We are a major provider of Home Reports, so if you are thinking of selling your home, get in touch with one of our offices.

So what is involved in producing a Home Report?

It must be prepared by a qualified surveyor registered with RICS and contains the following elements:

1. Property Questionnaire

This is completed by the seller or their agent and asks about the present ownership of the property.

2. Single Survey

An assessment of the property’s condition, carried out by a RICS registered Surveyor. Repair work will be categorised on a scale of 1-3 which are:

Category 1. no immediate action or repair is needed

Category 2. repairs or replacement requiring future attention, but estimates are still advised.

Category 3. urgent repairs or replacement are needed now.

3. EPC – Energy Performance Certificate

An assessment of the energy efficiency of property and recommendations to improve thermal value.

With the sellers consent, all DM Hall Home Reports include a generic Mortgage Valuation Report (MVR). This is not mandatory, however at DM Hall we believe this is the necessary bridge which allows the purchaser's lender to use information extracted from the Home Report when providing mortgage funds.

We believe that there are four key points to consider before instructing a Home Report:

Is your Surveyor on your lender’s panel?

Reports by recognised professional surveyors are trusted and accepted by lenders. We are proud to say that our Home Reports are readily accepted by lenders.

Is your Surveyor local?

Local knowledge is vital and your surveyor should have strong knowledge of local market conditions. With 25 offices across Scotland, we are ideally placed to offer local knowledge and expert advice on properties.

Does the price reflect the quality of your Home Report?

More often than not, a cheap home report will not come with a mortgage valuation report, leaving lenders to take their own advice. This introduces uncertainty and unnecessary delay for the seller. Our prices are competitive, with no hidden charges, reflecting the quality of our trusted reports.

Is your Surveyor a trusted, reliable name in the industry?

Our strong relationships with estate agents and solicitors allows them to be confident with our experience, reliability and professional advice.

"HOME REPORTS NEED TO BE REPLACED AFTER THREE MONTHS"

One of the regular concerns we hear about the Home Report is that it needs to be replaced after three months of marketing the property. We are more than happy to dispel this. The legislation for the Home Report does not impose a set shelf life or validity period. However, lenders do require a revaluation if the Home Report is older than three months. Importantly though, it is only required at the time of the sale – not every three months that the property is on the market.

"MY VALUATION SHOULD BE THE SAME AS OTHER HOUSES ON MY STREET"

Each property is unique - even your neighbour’s! Valuations will vary depending on location, size, style, condition, enhancements etc meaning variations will often occur for good reason.

Maintaining your property will have a significant bearing on your Home Report.

Our trained surveyors identify issues regularly that if managed effectively can be the difference between scoring a one or a three in the Single Survey – a key component of the Home Report.

Here are somethings to consider prior to putting your property on the market.

  • Repair damaged rain water goods
  • Replace loose/broken slates
  • Check flat roofs for damage and leakage
  • Is the property's rendering in good condition?
  • Is your window, door, and eave joinery in good order?
  • Do you have an electrical test certificate?
  • Has your boiler been serviced within the last 12 months?
  • Is the property presentable?

If the property requires a significant amount of upgrading, any purchaser may have money held back from their mortgage to encourage the repair of any defects which affect the market value of the property. This may delay or discourage a prospective purchaser.

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Approved

Property TypeOffice

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Whole Townhouse

17 Glasgow Road

Town

Paisley

Purchase or Lease

Lease

Approved

Property TypeRetail

Selling or Letting Through:Falkirk

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Significantly Reduced Price - Ground Floor and Basement Retail Unit in Town Centre Location

17 Kirk Wynd

Town

Falkirk

Purchase or Lease

Purchase

Approved

Property TypeLand/Development Opportunity

Selling or Letting Through:Ayr

Primary Image

For Sale - Former Hostel/Bedsits

17 River Street

Town

Ayr

Purchase or Lease

Purchase

Approved

Property TypeLeisure

Selling or Letting Through:Aberdeen

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LICENCED PREMISES

17-19 WINDMILL BRAE

Town

ABERDEEN

Purchase or Lease

For Sale / May Let

Approved

Property TypeRetail

Selling or Letting Through:Edinburgh

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Class 1 Retail Unit Within Popular Bruntsfield Area

174 Bruntsfield Place

Town

Edinburgh

Purchase or Lease

Lease

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